• Finance


We pride ourselves on our unique ability to find you the best deal for when applying for car finance

Wondering how we can do that?

Pain Car Sales like to make finding your car loan quick, simple and easy. We provide all of our customers with an instant decision and will assess our panel of over 32 lenders to get you a the best competitive car finance rate.

We have helped customers to buy cars on finance for since the 70`s and can offer car finance on hire purchase, PCP or personal loan.

Our ultimate goal is to get the best car loan for you and your circumstances. Our policy is , the customer, comes first. This ensures you get the best possible car loan rate from our lending panel.

You are also able to Apply online using our secure online application system, you will be asked to supply basic information to get your application going.



Submit your application for a decision

You can start by using our quick and simple Car Finance Calculator to calculate your rate and monthly payments. It then takes around 2 minutes to submit your application for a car loan. We will then contact you via phone if we need any further information or with the decision


Your loan is accepted in principle

We will offer you the lowest rate available through our panel of over 32 banking and car finance lenders. Your loan is subject to your vehicle meeting the lender’s criteria and final assessment of your credit profile.


Your Car Purchased

Get ready to say hello to your new car! With your loan all approved, you can now crack on with the exciting part of taking delivery of your new car.


Drive Away

You can now arrange the collection of your new car, and Drive Away and enjoy....